Every December, thousands of patients unknowingly leave money on the table by allowing their vision benefits to expire. Whether you have an FSA, HSA, or employer-provided insurance, these plans often come with a deadline.
At James Tracey Eye Care, we want to make sure you understand how you can still take advantage of your remaining vision benefits before December 31.
What You’re Losing Out On
Vision or medical insurance benefits typically renew on a calendar-year basis and do not roll over into the next year. If you haven’t used your plan’s yearly allowances for exams, glasses, or contact lenses, those funds will be forfeited when the clock strikes midnight on New Year’s Eve.
This is particularly important for patients with flexible spending accounts or health savings accounts. These accounts allow you to use pre-tax income for eligible health expenses, including vision care. However, many of them follow a strict calendar-year policy, which means that unspent funds are lost if unused by December 31.
What Vision Benefits Usually Expire?
- An annual comprehensive eye exam
- An allowance toward prescription eyeglasses or frames
- Contact lens credits
- Coverage for prescription sunglasses
If you’ve been putting off your eye exam or have been meaning to pick up new eyewear, now is the time to act. Waiting too long could mean losing out on hundreds of dollars in benefits.
Why Scheduling Now Is So Important
Every year, the final weeks of December are the busiest at James Tracey Eye Care. Our offices in Woodcliff Lake, Wyckoff, Midland Park, and NYC see a rush of patients trying to squeeze in last-minute appointments before their benefits reset.
Appointments book quickly, and availability becomes limited. Acting now means you can find a time that works for you and avoid the end-of-year scramble.
You’ve already paid into your plan. Letting those benefits expire means paying out of pocket later for the same care you could have covered now.
How James Tracey Eye Care Can Help
Our eye care team makes it easy to maximize your benefits before the year ends. We offer:
- Comprehensive eye exams at all locations
- Eyewear consultations with access to luxury designer brands
- Direct billing with most major vision plans
- Expert staff who can help you understand your coverage and make the most of it
Whether you’re due for an updated prescription or looking to use your contact lens benefits NYC patients trust us to help them navigate the end-of-year rush efficiently.
From finding stylish new frames to replacing your contact lenses, we’re here to make sure your remaining benefits go to good use.
What To Do Next
- Review your plan to understand what’s covered
- Call us at your preferred location and book early
- Bring your insurance information to your appointment
- Ask our staff how to apply your benefits toward new eyewear or contacts
- Include your family. Many plans offer coverage for dependents as well
Don’t Let Your Vision Benefits Go to Waste
This is your final reminder: if you have not used your 2025 vision benefits, now is the time. At James Tracey Eye Care, we are proud to serve patients across New Jersey and New York City with the care, expertise, and selection to meet your vision needs.
Schedule your year-end eye exam today, and use your benefits before they disappear.