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Midland Park
240 Godwin Ave
Midland Park, NJ 07432
Woodcliff Lake
425 Chestnut Ridge Rd
Woodcliff Lake, NJ 07677
Wyckoff
360 Franklin Ave
Wyckoff, NJ 07481
New York
425 Madison Ave, Ste 1501
New York, NY 10017
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Home » Insurance Plans » FAQs of Vision Insurance Plans

FAQs of Vision Insurance Plans

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Know What to Expect Before Your Visit

We accept both vision insurance and medical insurance, and we help you determine which one applies before you arrive. If you're unsure about your benefits, we’ll review your plan and guide you through what’s covered, what’s not, and what options are available to you.

What Vision Insurance Typically Covers

Vision insurance supports routine eye care. These plans are designed to help with:

  • One comprehensive eye exam per year
  • An eyeglass frame allowance (may vary by plan)
  • Basic prescription lenses (single vision or bifocal)
  • Optional lens upgrades, such as:
    • Progressive lenses (e.g., Varilux)

    • High-index lenses
    • Blue light protection
    • Anti-reflective coatings
  • A contact lens benefit in place of glasses, which may include a set amount toward lenses and/or fitting fees
  • If your appointment is for a routine eye exam, prescription update, or new eyewear selection, vision insurance typically applies.

What Vision Insurance Doesn’t Cover

Medical Eye Conditions


Vision insurance doesn’t cover medical evaluations. If you're experiencing dry eye, diabetic eye changes, or need care for glaucoma, cataracts, or macular degeneration, your medical insurance typically applies.

Sudden or Symptomatic Visits


If you visit us for eye infections, allergies, or sudden changes in vision, those issues fall outside the scope of routine care and are billed to your medical provider.

Coordinate Vision and Medical Coverage


Not sure which plan applies? Our team will review your reason for visiting and handle insurance coordination for you, so you don’t have to guess or juggle coverage alone.

Frequently Asked Questions

Questions About Your Coverage?

We accept most major vision and medical insurance plans, including:

  • VSP

  • Eyemed

  • Spectera

  • Davis Vision

  • Aetna

  • UnitedHealthcare

  • Medicare

  • Blue Cross Blue Shield

Still unsure which benefits apply? Just ask. Our team is here to help you understand your plan and feel confident about your visit.


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Book an Appointment

We’ll Walk You Through Your Coverage

We're here to make it simple.

Whether you're using vision insurance for a routine exam or medical insurance for a specific condition, our team will walk you through your benefits before your visit begins.

We accept most major vision and medical plans and will help you understand which applies, what’s covered, and what to expect.

4 Convenient Locations

Midland Park
240 Godwin Ave
Midland Park, NJ 07432
New York
425 Madison Ave, Ste 1501
New York, NY 10017
Wyckoff
360 Franklin Ave
Wyckoff, NJ 07481
Woodcliff Lake
425 Chestnut Ridge Rd
Woodcliff Lake, NJ 07677

Woodcliff Lake

425 Chestnut Ridge Rd
Woodcliff Lake, NJ 07677
Call: (973) 339-0586
Directions to Woodcliff Lake

Wyckoff

360 Franklin Ave
Wyckoff, NJ 07481
Call: (973) 949-0520
Directions to Wyckoff

New York

425 Madison Ave, Ste 1501
New York, NY 10017
Directions to New York
Call: (917) 765-2927

Midland Park

240 Godwin Ave
Midland Park, NJ 07432
Call: (973) 363-2454
Directions to Midland Park