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Flexible Spending Accounts & Vision Benefits

Prescription Eyeglasses & Eye Exam at James Tracey Eye Care

Prescription Eyeglasses & Eye Exam at James Tracey Eye Care

Over 50% of consumers didn’t use their vision benefits last year! Make the most of your 2021 vision benefits by understanding what your Flexible Spending Account and Health Savings Account cover.

How Does FSA Work?

When you sign up for an FSA, money from each paycheck is automatically deposited into an account. An FSA provides you with tax-free dollars that can be used to pay for health care expenses, including eye care needs.

An FSA usually covers vision expenses like:

  • Copayments and deductibles (but not insurance premiums)
  • Routine eye exams
  • Contact lenses
  • Prescription sunglasses

But here’s the catch: You must use your FSA benefits or you’ll lose them since they don’t roll over to the next year, unless your employer offers a short grace period to use the previous year’s benefits. To take advantage of this valuable benefit, schedule your annual eye exam.

How Does HSA Work?

Depending on your insurance plan, your employer may offer an HSA instead of an FSA. An HSA, which also offers tax-saving benefits, is typically offered with high deductible insurance plans. The difference between your FSA and your HSA is that the money put into an HSA does not have a “use it or lose it” policy. It can be used the next year.

Like an FSA you can usually utilize your HSA dollars to purchase glasses and pay for other vision-related expenses like eye exams, prescription sunglasses, and contacts.

The Importance of Eye Exams

During a comprehensive eye exam, your eye doctor can not only determine whether you need prescription glasses or contact lenses, but can also check for common eye conditions like glaucoma and cataracts.

Regularly scheduled eye exams keep you and your eye doctor up to date with changes in vision and general health as you age. During a typical eye exam, your eye doctor will perform a series of tests designed to catch eye conditions and diseases early, before they cause irreversible damage.

After the age of 40, the risk of eye diseases increases, making regular eye exams even more important. Early detection is key to preventing and detecting eye health problems.

Visit your Eye Doctor Today!

The importance of a yearly eye exam is not only about safeguarding your vision; it’s also about safeguarding your general health. By observing changes in your vision and the eye itself, your eye doctor can detect early warning signs of health issues such as diabetes, high cholesterol, and high blood pressure before serious symptoms may occur. Start the new year looking great with clear, healthy vision by using your FSA and HSA benefits Go ahead and schedule that exam with James Tracey Eye Care to keep your eyes healthy.

Eyesight and Vision – What’s the Difference?

Did you know there is a difference between eyesight and vision? Having 20/20 eyesight does not mean you have perfect vision. Eyesight and vision go hand in hand, so it’s important to get your eyes checked regularly and to identify problems as soon as possible.

What is Eyesight?

Eyesight — also called visual acuity — is only a number, an indication of how clear your sight is. It is measured using the letters on the letter chart at the eye doctor’s office. Eyesight is measured as the number 20 over another number (20/20, 20/30, 20/50, 20/80, and so on). 20/20 is generally considered the measurement of clear eyesight.

The higher the second number, the worse your sight is, and glasses or contact lenses are needed in order to improve eyesight. The image that is seen is then transferred to the brain, where vision happens.

What is Vision?

Unlike eyesight, vision is the process of understanding and analyzing an image — what we see, where it is, and how to react to it. Vision requires our eyes to be functioning well, and this relies on eye muscle strength and how the brain processes the information arriving from the eyes. Vision is a more dynamic and interactive process. It is the whole information processing system developed through experience to gain an understanding of the external visual space world.

In a nutshell, eyesight can be compared to the hardware of the computer, whereas vision is the software.

Why is this important? In many cases, patients with vision problems can still have ‘perfect’ 20/20 eyesight, yet they experience problems that need attention from an eye doctor.

Examples of Eyesight Problems

  • Nearsightedness (myopia)
  • Farsightedness (hyperopia)
  • Astigmatism
  • Presbyopia

Examples of Vision Problems

  • Binocular vision dysfunction
  • Lazy eye (amblyopia)
  • Eye turn (strabismus)
  • Eye strain or eye fatigue
  • Colour blindness

Most people understand how important it is to protect their eyes since their quality of life will be severely diminished if they lose their eyesight. Many eye diseases are age-related, so anyone over 60, or with a family history of diabetes or high blood pressure, should make a special effort to schedule a regular eye exam.

Regardless of your age, it’s important to make an immediate appointment if you notice any changes, such as blurry vision, double vision, eye pain, floaters, or flashes of light. An early diagnosis of diseases that threaten your sight can help prevent permanent loss of vision.

Schedule your yearly eye exam with James Tracey Eye Care to protect your eyes.

James Tracey Eye Care serves patients from and Wyckoff, throughout New York.